CONGRESS FOR VOTERS

RepublicanBill · H.R. 2835· House(119-HR-2835)

Small Bank Holding Company Relief Act

Rep. Donalds
Age: 48 years
Florida
Introduced
4/10/2025
Last activity
7/15/2025 — Placed on the Union Calendar, Calendar No. 165.
Sponsored by
Byron Donalds
Cosponsors
Republican - 6Democrat - 0
Finance and Financial Sector
  1. Introduced
  2. On Calendar

What this bill would do

This bill is titled the "Small Bank Holding Company Relief Act." It aims to change how small bank holding companies are categorized by raising a specific financial threshold. Specifically, it directs the Board of Governors of the Federal Reserve System to update its policy statement. This update would raise the consolidated asset threshold to $25,000,000,000. The change must occur within 180 days of the Act's enactment.

Yes

  • Would business owners be better off under this?+4

    The act specifically benefits bank holding companies by adjusting regulatory thresholds.

  • Does this make it easier to run a small business?+3

    The bill provides regulatory relief to bank holding companies that fall under the expanded threshold, which can support local lending capabilities.

  • Is this likely to grow the economy?+1

    By reducing regulatory burdens on mid-sized bank holding companies, it may slightly facilitate economic activity.

The opposite

  • Does this give people more protection from unfair business practices?-2

    Raising asset thresholds may reduce the level of regulatory oversight applied to larger financial institutions.