CONGRESS FOR VOTERS

DemocratBill · H.R. 2704· House(119-HR-2704)

Fair Debt Collection Improvement Act

Rep. Cohen
Age: 77 years
Tennessee
Introduced
4/8/2025
Last activity
4/8/2025 — Referred to the House Committee on Financial Services.
Sponsored by
Steve Cohen
Cosponsors
None
Finance and Financial Sector
  1. Introduced
  2. In Committee

What this bill would do

This bill, known as the "Fair Debt Collection Improvement Act," aims to amend the Fair Debt Collection Practices Act. It specifically seeks to prohibit debt collectors from collecting or attempting to collect on debts where the statute of limitations has expired. The legislation includes a clerical amendment to update the table of contents for the Fair Debt Collection Practices Act. This bill was introduced in the House of Representatives on April 8, 2025.

Yes· 3 of 4

  • Would households on low incomes be better off under this?+7

    Protects low-income individuals from being harassed for debts that are legally time-barred.

  • Does this give people more protection from unfair business practices?+6

    The bill enhances consumer protection by prohibiting the collection of expired, time-barred debts.

  • Is this likely to lift people out of poverty?+5

    By stopping collection on expired debts, it helps prevent debt traps for low-income individuals.

The opposite

No question was scored the opposite.