Bill · H.R. 2667· House(119-HR-2667)
Flexible Savings Arrangements for a Healthy Robust America Act
- Introduced
- 4/7/2025
- Last activity
- 4/7/2025 — Referred to the House Committee on Ways and Means.
- Sponsored by
- Aaron Bean
- Cosponsors
- - 1 - 1
- Introduced
- In Committee
What this bill would do
This bill, titled the "Flexible Savings Arrangements for a Healthy Robust America Act," aims to amend the Internal Revenue Code of 1986. It seeks to allow employees to make direct distributions from a health flexible spending arrangement or a health reimbursement arrangement into a health savings account. These distributions are intended to occur when an employee establishes coverage under a high deductible health plan after a significant period without such coverage. The bill also includes technical amendments regarding HSA contribution limitations and W-2 reporting requirements. These changes are set to take effect for distributions made after December 31, 2025.
Yes· 3 of 4
Does this make health care easier to get in general?+3
By allowing easier transfer of FSA/HRA funds to HSAs, it provides more flexible ways for employees to fund their high-deductible healthcare coverage.
Would middle-income households be better off under this?+2
It provides greater flexibility for managing health savings across different plan types.
Does this cut taxes for middle-income families?+2
The bill allows for more flexible movement of health savings into HSAs, which can provide tax-advantaged benefits for employees.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
-
Direct Funding of Health Savings Accounts: The bill allows for a "qualified HSA distribution" from a health flexible spending arrangement or a health reimbursement arrangement directly to an employee's health savings account (Section 2, Subsection a). This provides a mechanism for employees to move funds into an HSA when establishing new coverage under a high deductible health plan.
-
Adjustments to Contribution Limits: The bill amends the limitation on deductible HSA contributions to account for these qualified distributions (Section 2, Subsection b). This ensures that the movement of funds from an arrangement into an HSA is recognized within the existing contribution framework.
Potential Negative Impacts for People
-
Dollar Limitations on Distributions: There are specific caps on how much can be transferred; the aggregate amount of these distributions cannot exceed the dollar amount in effect under section 125(i)(1), or twice that amount in specific coverage cases (Section 2, Subsection a, Subparagraph B).
-
Specific Eligibility Requirements: The ability to move these funds is not universal; it is restricted to employees establishing coverage under a high deductible health plan after a "significant period of not having such coverage" (Section 2, Subsection a, Subparagraph A, i).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Middle Class Households+2Good For Middle Aged+1
- Healthcare
- Improves Healthcare Access+3
- Economy And Finance
- Reduces Middle Class Taxes+2
- 4/7/2025
- Referred to the House Committee on Ways and Means.
- 2 Cosponsors added.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Dan CrenshawRepublican · Texas
Jimmy PanettaDemocrat · California