BITCOIN Act of 2025

Strengthened National Financial Security: The bill finds that acquiring and storing Bitcoin can serve as a hedge against economic uncertainty and monetary instability, potentially strengthening the nation's financial condition (Section 2).

Financial Leadership and Innovation: By diversifying national assets to include Bitcoin, the act aims to position the United States at the forefront of global financial innovation (Section 2).

Transparency and Accountability: The establishment of a "Proof of Reserve" system requires quarterly public reports and independent third-party audits to ensure the integrity of the holdings (Section 6).

Protection of Property Rights: The Act explicitly states that it does not authorize the government to seize or impair the property rights of any person's lawfully acquired Bitcoin (Section 10).

Support for Financial Sovereignty: The bill affirms the rights of individuals to maintain full lawful control over their digital assets and the ability to maintain self-custody (Section 10).

Liability Limitations: The Federal Government is protected from liability for the loss, theft, destruction, or inaccessibility of Bitcoin held in the reserve, except in cases of gross negligence or willful misconduct (Section 8).

Inherent Risks for States: States that voluntarily participate in the program must acknowledge that digital asset custody carries inherent risks that cannot be completely eliminated (Section 8).

Asset Disposal Restrictions: Digital assets resulting from forks or airdrops cannot be sold or disposed of for a 5-year period following the event (Section 4).

Long-term Asset Lockup: All Bitcoin acquired by the United States must be held for a minimum of 20 years, during which time it cannot be sold, swapped, or auctioned (Section 5).