A Republican bill with no cosponsors
Last activity — Referred to the House Committee on Agriculture.
In committee
Introduced and handed to a committee in the chamber it started in.
The committee holds it, and most bills are never heard from again. A hearing or a committee vote would be news; silence is the usual outcome, and it kills the bill without anyone voting against it.
Its path through Congress
- Introduced
- In Committee
What this bill would do
This bill is known as the Rural Borrowing Improvement Act. It was introduced in the House of Representatives by Mr. Bacon on November 11, 2026. The main purpose of the bill is to reauthorize the Intermediary Relending Program. It does this by updating the funding timeline in Section 310H(i) of the Consolidated Farm and Rural Development Act. The text strikes the years "2014 through 2023" and replaces them with the years "2027 through 2031".
Yes· 3 of 9
- Scored +5
Would people in rural areas be better off under this?
The Rural Borrowing Improvement Act specifically extends lending programs targeted at bolstering rural communities and local economies through 2031.
- Scored +5
Does this invest in rural communities?
The bill directly reauthorizes the Intermediary Relending Program under the Consolidated Farm and Rural Development Act, supporting ongoing rural economic development.
- Scored +4
Does this make it easier to run a small business?
The bill reauthorizes the Intermediary Relending Program, making loans and support more accessible to rural small businesses and intermediaries.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- Section 2 of the bill reauthorizes the Intermediary Relending Program through the years 2027 through 2031, which could provide continued program benefits to people during these updated years.
Potential Negative Impacts for People
- The provided text does not contain any specific sections or provisions that mention negative consequences or burdens for individuals or groups of people.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Tap or hover a score for the reason it gave.
- Demographic And Interest Groups
- Would people in rural areas be better off under this? — The Rural Borrowing Improvement Act specifically extends lending programs targeted at bolstering rural communities and local economies through 2031. Would business owners be better off under this? — Business owners in rural areas benefit from the continued availability of loans and financial backing through the reauthorized Intermediary Relending Program. Would farmers be better off under this? — Extending the Intermediary Relending Program provides agricultural and rural communities with sustained access to credit and borrowing improvements. Would households on low incomes be better off under this? — Continued funding for rural relending initiatives can help stimulate economic opportunities in distressed low-income rural communities.
- Economy And Finance
- Does this make it easier to run a small business? — The bill reauthorizes the Intermediary Relending Program, making loans and support more accessible to rural small businesses and intermediaries. Is this likely to grow the economy? — Extending the Intermediary Relending Program through 2031 continues capital investments in rural areas to support economic growth. Is this likely to create jobs? — Reauthorizing the Intermediary Relending Program supports rural business development and lending, which can modestly foster local job creation.
- Environment Energy And Infrastructure
- Does this invest in rural communities? — The bill directly reauthorizes the Intermediary Relending Program under the Consolidated Farm and Rural Development Act, supporting ongoing rural economic development.
- Social Issues And Justice
- Is this likely to lift people out of poverty? — Providing continued access to capital through the Intermediary Relending Program can help alleviate economic distress and support low-income rural communities.
- 11/11/2026
- Referred to the House Committee on Agriculture.
- Introduced in House