Bill · H.J.Res. 171· House(119-HJRES-171)
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2022-06: Unfair Returned Deposited Item Fee Assessment Practices".
- Introduced
- 4/30/2026
- Last activity
- 4/30/2026 — Referred to the House Committee on Financial Services.
- Sponsored by
- Nikema Williams
- Cosponsors
- None
- Introduced
- In Committee
What this bill would do
This joint resolution seeks to provide congressional disapproval of a rule submitted by the Bureau of Consumer Financial Protection. The rule in question involves the withdrawal of a previous rule regarding "Bulletin 2022-06: Unfair Returned Deposited Item Fee Assessment Practices." If this resolution is passed, the rule submitted by the Bureau shall have no force or effect.
Yes· 3 of 5
Does this give people more protection from unfair business practices?+5
The resolution prevents the withdrawal of a rule aimed at addressing unfair returned deposited item fee assessment practices.
Would households on low incomes be better off under this?+4
Maintaining protections against unfair returned item fees helps prevent unexpected costs for low-income individuals.
Would middle-income households be better off under this?+3
Preventing the withdrawal of fee assessment regulations provides financial protection for middle-income consumers.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- Maintenance of Previous Rule Standards: By disapproving the withdrawal of the previous rule, the original standards regarding "Bulletin 2022-06: Unfair Returned Deposited Item Fee Assessment Practices" would remain in place. This could be considered positive for those seeking to maintain the protections or practices established in the original November 7, 2022, rule.
Potential Negative Impacts for People
- No specific negative impacts are detailed in the text: The provided text focuses on the action of disapproving a rule withdrawal but does not explicitly list negative consequences or burdens resulting from this action.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+4Good For Middle Class Households+3Good For Urban Residents+2
- Economy And Finance
- Improves Consumer Protection+5
- Governance And Ideology
- Improves Government Transparency+2
- 4/30/2026
- Referred to the House Committee on Financial Services.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.