Bill · H.J.Res. 166· House(119-HJRES-166)
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2015-07 re: in-person collection of consumer debt".
- Introduced
- 4/30/2026
- Last activity
- 4/30/2026 — Referred to the House Committee on Financial Services.
- Sponsored by
- Brittany Pettersen
- Cosponsors
- None
- Introduced
- In Committee
What this bill would do
This joint resolution seeks to implement congressional disapproval of a rule submitted by the Bureau of Consumer Financial Protection. The rule in question involves the withdrawal of a previous rule regarding "Bulletin 2015-07 re: in-person collection of consumer debt." If passed, the resolution dictates that the Bureau's rule shall have no force or effect.
Yes
No question was scored yes.
The opposite· 3 of 4
Would households on low incomes be better off under this?-3
Reducing protections on debt collection may disproportionately affect low-income populations frequently targeted by collectors.
Does this give people more protection from unfair business practices?-3
The resolution disapproves a rule intended to address in-person collection of consumer debt, which may reduce protections against aggressive debt collection practices.
Would middle-income households be better off under this?-2
The removal of consumer debt collection oversight can negatively impact middle-income households facing debt collection issues.
Who it would affect, and how
Potential Positive Impacts for People
- No specific positive impacts or benefits for individuals or groups are explicitly detailed in the provided text.
Potential Negative Impacts for People
- No specific negative impacts or burdens for individuals or groups are explicitly detailed in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households-3Good For Middle Class Households-2
- Economy And Finance
- Improves Consumer Protection-3
- Governance And Ideology
- Improves Government Transparency-1
- 4/30/2026
- Referred to the House Committee on Financial Services.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.