Bill · H.J.Res. 165· House(119-HJRES-165)
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports".
- Introduced
- 4/30/2026
- Last activity
- 4/30/2026 — Referred to the House Committee on Financial Services.
- Sponsored by
- Brittany Pettersen
- Cosponsors
- None
- Introduced
- In Committee
What this bill would do
This joint resolution seeks to express congressional disapproval of a specific rule submitted by the Bureau of Consumer Financial Protection. The rule in question relates to the withdrawal of a previous rule regarding "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports." If passed, this resolution would ensure that the Bureau's rule has no force or effect.
Yes· 3 of 5
Does this give people more protection from unfair business practices?+5
The resolution prevents the withdrawal of rules intended to regulate how consumer reports are furnished and obtained, maintaining consumer protections.
Would households on low incomes be better off under this?+3
Maintaining credit reporting regulations helps protect low-income consumers from unauthorized use of their financial data.
Would middle-income households be better off under this?+3
The resolution upholds standards that regulate how consumer credit information is shared and utilized.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- Prevention of rule withdrawal: By disapproving the Bureau's action, the resolution prevents the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports" (90 Fed. Reg. 20084).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+3Good For Middle Class Households+3Good For Urban Residents+2
- Economy And Finance
- Improves Consumer Protection+5
- Governance And Ideology
- Improves Government Transparency+2
- 4/30/2026
- Referred to the House Committee on Financial Services.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.