Bill · H.J.Res. 164· House(119-HJRES-164)
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Equal Credit Opportunity (Regulation B); Revocations or Unfavorable Changes to the Terms of Existing Credit Arrangements".
- Introduced
- 4/30/2026
- Last activity
- 4/30/2026 — Referred to the House Committee on Financial Services.
- Sponsored by
- Cleo Fields
- Cosponsors
- None
- Introduced
- In Committee
What this bill would do
This joint resolution seeks to overturn a specific rule from the Bureau of Consumer Financial Protection. The resolution aims to express congressional disapproval regarding the withdrawal of a rule. This rule is titled "Equal Credit Opportunity (Regulation B); Revocations or Unfavorable Changes to the Terms of Existing Credit Arrangements." If passed, the specified rule would have no force or effect.
Yes· 3 of 9
Does this give people more protection from unfair business practices?+5
The resolution prevents the withdrawal of rules that protect consumers from unfavorable changes to existing credit arrangements.
Would households on low incomes be better off under this?+4
Protecting the terms of existing credit arrangements provides financial stability for low-income households.
Would middle-income households be better off under this?+4
Preventing unfavorable changes to credit terms helps protect the assets and credit arrangements of middle-class families.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- No positive impacts are explicitly mentioned in the provided text.
Potential Negative Impacts for People
- No negative impacts are explicitly mentioned in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For African Americans+4Good For Hispanic Americans+4Good For Low Income Households+4Good For Middle Class Households+4Good For Women+3
- Social Issues And Justice
- Improves Gender Equality+3Improves Racial Equity+3
- Economy And Finance
- Improves Consumer Protection+5
- Governance And Ideology
- Increases Federal Power+2
- 4/30/2026
- Referred to the House Committee on Financial Services.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.