Bill · H.J.Res. 161· House(119-HJRES-161)
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2012-04: Lending discrimination (April 18, 2012)".
- Introduced
- 4/30/2026
- Last activity
- 4/30/2026 — Referred to the House Committee on Financial Services.
- Sponsored by
- Joyce Beatty
- Cosponsors
- None
- Introduced
- In Committee
What this bill would do
This joint resolution aims to disapprove a specific rule submitted by the Bureau of Consumer Financial Protection. The rule in question involves the withdrawal of a rule regarding "Bulletin 2012-04: Lending discrimination (April 18, 2012)." If passed, the resolution would ensure that the rule submitted by the Bureau has no force or effect. This action is being taken under chapter 8 of title 5, United States Code.
Yes
No question was scored yes.
The opposite· 3 of 7
Does this give people more protection from unfair business practices?-4
The resolution disapproves a rule that would have withdrawn guidance on lending discrimination, potentially weakening consumer protections against discriminatory lending practices.
Would households on low incomes be better off under this?-3
The resolution protects against the withdrawal of lending discrimination guidance which is a tool meant to protect low-income borrowers from unfair practices.
Would Black Americans be better off under this?-3
Preventing the withdrawal of lending discrimination guidance helps maintain protections against racial disparities in credit access.
Who it would affect, and how
Potential Positive Impacts for People
The provided text does not list any specific positive impacts or benefits for individuals or groups of people.
Potential Negative Impacts for People
The provided text does not list any specific negative impacts or burdens for individuals or groups of people.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For African Americans-3Good For Asian Americans-3Good For Hispanic Americans-3Good For Low Income Households-3
- Economy And Finance
- Improves Consumer Protection-4
- Social Issues And Justice
- Improves Racial Equity-3
- Governance And Ideology
- Increases Federal Power-2
- 4/30/2026
- Referred to the House Committee on Financial Services.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.